Saturday, August 19, 2017
 

Credit Card Utilization (How to Raise your Credit Score Quickly)

https://www.youtube.com/watch?v=EQKOz9tIkZ4 – Here is the link for my Google Hangout on Friday 14Nov2014 See you there!

I would like to talk to you for a minute about Credit Card Utilization. This is a factor that weighs very heavily on your credit score. Essentially, you should only ever be utilizing 30% or less of your credit cards limit. Lets say you have a credit card with a ,000 limit, well then you should never be spending more than 300 bucks from that card. If you do not follow this 30% rule it basically makes you look less financially stable and as a result lowers your credit score or hinders it’s climb from the gutter. Paying your bill off every month will not override this. Essentially what will happen is your credit will not move in a positive direction. Even though you are paying it off, it is still being recorded that you are using a large portion of it every month. It will seriously impede your strategy to improve your credit.

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